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Electronic payment service - Click
One of the key fintech solutions in Uzbekistan, through which citizens and businesses can pay taxes, fines, utility bills, government fees and other services. The platform functions as a Super App, combining a payment service, P2P transfers m.click.uz
Advantages
  • advantage icon ● Market Leader in Digital Payments: Share up to 41% on Humo card, 33% of all transactions
  • advantage icon ● Mass Penetration: >20 million registered users, >5 million identified.
  • advantage icon ● Multifunctionality: Combines payment for services (taxes, utilities), transfers, mini-apps, integration with government services.
  • advantage icon ● Social Responsibility: Charity campaigns (Inson Uchun), environmental initiatives
  • advantage icon ● Growth Speed and Innovations: Revenue +35%, profit +37% as of September 2024, asset growth >60%.
  • advantage icon ● Wide Coverage: App available via Telegram bots, USSD codes, covering rural and remote areas.
Goal and objectives
  • Simplifying access to payment for state and commercial services through a unified interface.
  • Supporting the transition to a cashless economy and digitization of banking services.
  • Expanding financial inclusion (especially in remote regions) via USSD, Telegram, and the Click mobile app.
  • Integration with government services.
  • Supporting charity and environmental initiatives (Inson Uchun, Yashil Meros).

Registration and Integration with Government Services

  • Registration is possible via the Click Up app, Telegram bot, or USSD codes.
  • Identification is done through Me-ID / FacePay, unlocking access to advanced services.
  • The platform is integrated with government services: Soliq, e-gov, my.gov.uz, as well as Humo and Uzcard bank cards.

Statistics and data on projects

Download the mobile app

In order to use the services through mobile applications, you can download from these links:

Capabilities
  • opportunity icon ● Payment for Government Services: Taxes, fines, utility bills, court fees.
  • opportunity icon ● P2P Transfers: Instant transfers without fees within family groups.
  • opportunity icon ● Mini-Apps: Auto insurance, power of attorney, kindergarten payment, cinema, delivery, rental, etc.
  • opportunity icon ● "On-Site Payment" Service: Payment for purchases via QR at points of sale with cashback.
  • opportunity icon ● Fintech Integrations: Loans, ticket booking, travel, etc., through the Uzum ecosystem.
  • opportunity icon ● Environmental and Social Programs: Fundraising, eco-points, assistance to those in need.